MONEY TOKEN INTRODUCTION

Roger Ver, Founder of Bitcoin.com, adviser in MoneyToken “MoneyToken is a tangible example of the real use of blockchain technology, as well as offering a major boost to the crypto market liquidity for all market participants, and especially for businesses.”

Since the advent of cryptocurrency, user behavior, owners and miners have proven to be very different than expected. Instead of turning into a true ‘virtual currency system’ used to buy everyday goods and services (from your morning lattes to homes and cars), Bitcoin and other cryptocurrencies have turned into long-term investments; from something, you save in your wallet into something that you keep in your safe. The market for this type of platform typically consists of miners, projects that receive funds from Token sales, cryptocurrency exchangers, and service providers for cryptocurrency purchases. In addition, early cryptocurrency traders with significant paper profits will also find it attractive.

With MoneyToken, there is no reason to sell BTC. You can earn cash or stable money. MoneyToken provides loans supported by crypto, MTC stablecoin and decentralized bourse services. The problem is obvious for some time – spending the current time to prevent cryptocurrency from processing large amounts of information, supporting the necessary for high sales. This is where MoneyToken steps in.

MoneyToken Platform Use you to save money, based on the current value of your cryptocurrency asset ownership. You will use, using more easily to change Bitcoin or you – and as you will get the agreed amount of money in a stable currency. And after paying off the loan, you receive all your Back, even if the collateral has increased in value several times.

At this stage of market development, we see that the cryptocurrency of assets has gained the characteristics of various financial instruments. We can divide cryptocurrency with their quality and algorithm; into investment assets and means of payment.

Our vision

Investment assets are volatile and compelling for the long term, made to earn on the dierence between rates of exchange or getting other types of earnings, such as from proof-of-stake algorithms, rate in interest and so on.

Payment cryptocurrencies are created to support the stability of the rate of exchange – they usually are embedded with a self-regulation mechanism, a unique algorithm to regulate the diculty of mining or the release of new coins.

What issues did MoneyToken solve?

The problem is that, even if the new functional cryptocurrency has a capitalization of several million, it may not be recognized by a pre-existing financial financial system as an asset. Even if at the governmental level, cryptocurrency has a certain status, the banking system and its loan services are closed to cryptocurrency businesses or holders of such assets.

The problem has been obvious for some time-spending crypto assets today prevents cryptocurrency holders from gaining on any future growth in asset value; holders who buy low need to hold on to their investments in order to benefit from selling high.

This is where MoneyToken steps in. The MoneyToken platform allows you to borrow liquid funds instantly, based on the current value of your cryptocurrency asset holdings. You take out a loan, collateralized with more volatile assets such as Bitcoin or Ethereum – and in return you receive an agreed loan amount in a stable currency.

And after repaying the loan you receive your whole collateral back; even if the collateral has increased in value multiple times.

This way, you’re able to acquire liquid funds for immediate needs, and save your crypto position, all at the same time.

Lending Model

The list of the advantages of this model versus traditional banking or pawnbrokers’ schemes:
Automatic confirmation of the loan within seconds or minutes. *No requirement for credit scoring or verification of assets.

The customer regulates the loan conditions on their own within the confines of the platform’s terms.
An option to deposit the collateral in several cryptocurrency assets in order to stabilize the general fluctuation of the collateral and lower any upward pressure on interest rates.

Transparency of the operation during both transfer and retention of the security deposit.
Transparency of collateral evaluation and the fluctuation of its value over time for both parties.

Who is the platform for?

Miners
Avoid cash flow issues or invest in more equipment, without losing your existing mined cryptocurrency.

Traders and investors
Hold on to your cryptocurrency investment portfolio and use leverage to make further investments or increase your liquidity.

ICOs
Quickly access cash, without all the red tape, for short term business needs.

Exchanges
Meet extra cash needs while hedging exchange risks and leveraging your crypto assets.

Platform Technical Description
MoneyToken will use a smart contract based on Ethereum to secure the terms of the agreement.
The collateral fund will be kept in a protected multi-signature wallet and requires 3/4 signature to access. One signature is owned by the borrower at any time, owned by the lender, third and fourth owned by the MoneyToken arbitration service.

Multichain and contract deals will be available in the future, making MoneyToken a fully decentralized platform

Collateral Currency
At the time of platform launch, Bitcoin and Ethereum will be accepted as collateral, these are the two crypto currencies with the largest market capitalization.

Dash, Litecoin, and other popular cryptocurrencies included in the top 10 uppercase letters will be added as cryptocurrency backup in the third release platform.

Adding token sales Another popular token that has gained enough confidence in the market and backed by a successful product, will be considered a future guarantee currency.

MoneyToken Exchange

At the MoneyToken exchange service, users will be able to purchase and exchange cryptocurrency assets, as well as fiat funds.

MoneyToken exchange will be used for automation collateral liquidation in cases of collateral currencies price drop.

Initial money Token

Up to 60% discount on the platform fees for Customer membership
Become a lender
Participate in the decentralized decision-making system.

Name: MoneyToken
Symbol: IMT
Token selling price: $ 0.005
Retail Price: $ 0.05
Max. emission: 20,044
Private Sale: Feb 07 – 21 Mar Soft Cap: -. Hard cap: $ 1.5MM
Pre-Sales: March 22 – May 1st Soft seal: $ 1.5MB. Hard coverage: $ 5MM
Token Sale: May 02 – Jun 06 Soft seal: $ 3MM Hard cap: $ 35MM
Retail Sales: Jun 07. Soft seal: -. Hard cap: -.

The Retail Price of IMT will be higher by x10 of the final price on the Token Sale, as it is unlimited and will increase in the future and will never be eliminated any lower than the Token Sale price.
Funds received from Retail sales will be transferred to the Safety fund to secure the interests of the lender. The fund’s security mechanism is explained in detail on our white paper. We will refund the money if the soft hat will not be achieved. All unsold tokens will be burned.

Bonus
Private Sales: 1 – 6 weeks – 40% PreSale
First day – 30%
Week 1 – 4 – 25%
Sales Token

Sales Token
0-10MM – 20%
10-20MM – 15%
20-25 mm – 10%
25-30 mm – 5%
30-35 mm – 0%

Legal Status of the IMT Token

IMT tokens are utility tokens.

IMT tokens do not share the properties of paper securities.
To ensure compliance with anti-money laundering (AML) policies, Know Your Client (KYC) procedures will be implemented.

Roadmap

February 2017
Concept development
Formation of the team

June 2017
Platform development underway

November 2017
International Patent filing to protect, the IP of tie platform

December 2017
Official announcement of the platform

February 2018
Private Sale round

March 2018
PreSale round

Q1 2018 — MoneyToken
platform 1st release presentation
Stablecoin as a loan currency
Bitcoin and Ether as a collateral
Repayment to Collateral Ratio selection
Loan repayment using collateral
Loan term extension options
Early repayment options
Amanda operating as loan assistant

May 2018
Token Sale round

Q4 2018 – MoneyToken
platform 2nd release
presentation
Options to become a lender, depositing IMTs
Multi-currency collateral; multisignature collateral custody feature
Exchange service
MoneyToken Payment Card
Referral program
MoneyToken lending API for external platforms: exchanges, wallets, mass media

Q2 2019 — MoneyToken
platform 3rd release
presentation
Adding more popular stable coins as credit currencies
Obtain financial licences and begin integration of fiat currencies as credit currencies
Adding successful ITO tokens with working products as collateral
MoneyToken Mobile App
Amanda as SaaS (Software as a Service) for other financial services

Q4 2019 — Full
decentralization and
Phase 4 of platform
release
MoneyToken decentralized exchange launch
Decentralized decision making system
Atomic swaps and multi chain transactions, smart-contract deals

Team
Founders and Key members